Adjust the inputs below. Results update as you type.
PV = FV / (1+r)^n for a lump sum. PV of annuity = PMT × [1 − (1+r)^−n] / r. The discount rate represents your opportunity cost or required return—higher rates produce lower present values. NPV = sum of present values of all cash flows (including negative initial investment). A positive NPV means the investment exceeds the hurdle rate.
Present value
$6,139.13
Annual compounding; no new deposits.