Terms of use

Agreement

By using Numbarn ("the Site"), you agree to these terms. If you do not agree, do not use the Site.

The Site may display third-party advertisements. We are not responsible for the content of ads or external sites they link to.

Eligibility and intended use

The Site is intended for general audiences and educational calculator usage. You are responsible for using outputs appropriately and for validating critical decisions with qualified professionals and authoritative sources.

Not professional advice

All calculators, outputs, and explanations are for general education and convenience only. They are not medical, tax, legal, financial, or investment advice. Laws, lender rules, tax codes, and health guidance change by jurisdiction and individual situation. Always verify with a qualified professional before making decisions.

No warranty

The Site is provided "as is" without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or non-infringement. We do not guarantee uninterrupted or error-free operation.

Limitation of liability

To the fullest extent permitted by law, Numbarn and its operators are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the Site or reliance on any result.

Acceptable use

Do not misuse the Site (e.g. probing for vulnerabilities, overloading systems, or violating applicable law). We may suspend access for abuse.

Intellectual property

Site content, branding, code, and page designs are protected by applicable intellectual-property laws unless otherwise noted. You may reference calculator outputs for personal use, but may not republish substantial site content as your own without permission.

Governing law

These terms are governed by applicable laws of the operator's jurisdiction, without regard to conflicts of law principles, unless mandatory local law requires otherwise.

Changes

We may update these terms from time to time. Continued use after changes constitutes acceptance of the updated terms.