Adjust the inputs below. Results update as you type.
RMD = prior December 31 account balance / IRS life expectancy factor from Uniform Lifetime Table. Starting age is 73 (SECURE 2.0 Act, 2023). First RMD can be delayed to April 1 of the year after turning 73. Missing an RMD triggers a 25% excise tax (reduced to 10% if corrected promptly). Roth IRA owner is not subject to RMDs during their lifetime.
Uses a published uniform lifetime divisor table (approximate). Confirm with IRS rules for your year.
Approx. RMD
$20,325